About Us

Transforming Lives, Breaking Poverty.


Hopes and Dreams exists for the direct relief of poverty, to bring basic human needs, social justice, self-worth and a sense of purpose to families living in poverty.

We believe Hopes and Dreams can assist in breaking the cycle of poverty for those who have been in this condition for years and even generations.

We don’t want to see children dying before they reach 5 years of age because of water-related diseases and we don’t want to see people go to bed hungry because they don’t have an income that can support their basic needs.

We want to see people, who, for the first time, have a hope for the future.



Hopes and Dreams is inspired by Christian values, and as such is passionate and committed to making a difference to the world’s most vulnerable; people living amongst the poorest of the poor. We are compelled by our faith to practically demonstrate love, show compassion and bring hope. We work with all people regardless of religion, race, ethnicity or gender to achieve community transformation.



We see a world where every person has access to clean, safe water and improved health. We see people’s lives transformed as we provide them a “hand up and not a hand out” as they make their own way out of poverty. We see people (women, children, families & whole communities) not walking in the same steps as their parents, but seeing them have a hope and a future.


Hopes and Dreams is dedicated to delivering self-sustaining, poverty breaking solutions through micro enterprise and water development projects in Africa and India.


Hopes and Dreams is governed by a Management and Advisory Board.
Each member volunteers their time and skills and skills and is committed to improving the lives of the poor. No member is paid any remuneration for their board positions.

  Nello Ragusa

Nello Ragusa

Founder & AAA Chief Executive

Nello is a passionate and driven individual who is committed to leading this organisation in delivering its promise of working with the poor and bringing self-sustainable solutions, so they can dare to dream and begin to have hope for tomorrow.

Nello is a corporate professional who runs his own IT Business consultancy specialising in Learning & Development and Change Management. He and has worked in most of the countries different business sectors. Nello has been married for over 25 years and has 3 children.

  Ben Westlake

Ben Westlake

Relations Managment

Ben has over 20 years experiencing leading and managing sales teams and in recent times as HR Manager within greenfield’s environments for wholesale distribution businesses within the building supply industry. Ben now also operates a successful HR & Recruitment Consultancy practice as well as providing his General Management skills to businesses.

Ben’s qualifications include a Graduate Certificate of Human Resources, Bachelor of Business – Business Administration, Diploma of Training and Assessment, Certificate IV – Life Coaching, and he is a Professional Member of the Australian Human Resource Institute (AHRI).

Ben has spent time on various boards and committees and as Board Member for his local church. Ben has previously sponsored a trust bank within the micro finance space and is passionate about empowering others to help themselves – a hand up as opposed to a hand out. Ben also enjoys spending time with family and friends, eating good food and taking in a good book or movie.

  Terence Muza

Terence Muza

Finance & Compliance

Terence is a qualified Chartered Accountant with over 12 years’ experience working in various accounting, finance and administration roles and across a number of sectors.

Being born in Africa-Zimbabwe, he understands first-hand and has seen the state of many similar communities in which Hopes and Dreams is serving.

Terence is passionate about bringing dignity to impoverished communities by finding solutions that provide sustainable solutions to meet everyday needs.

Terence is married and has 1 daughter. Outside of work Terence enjoys coaching, reading a good book and family/friends gatherings.

  Rebecca Ragusa

Rebecca Ragusa

Board Member

Rebecca has served on the Hopes and Dreams board from when it was established. She holds 2 formal qualifications in Teaching and Community Welfare /Counselling and has been involved in many local community outreach projects.

Rebecca has a genuine love for people and desires to bring the best out in them.

In her spare time she enjoys spending time with her beautiful family, travelling, trying new foods, creating memories and having a good laugh with friends.

  Mark Zarb

Mark Zarb


Mark is a registered builder and has been working in construction industry for the past 25 years, he leads large teams for a leading volume builder.

He is also the successful CEO of beautifully built and awarded architectural homes.

Mark enjoys training and educating younger trades people and supervisors to encourage them to do the best work possible.

Mark loves to help others in his workplace, community and abroad. He’s honored to be part of the H+D team as it’s been a desire for a long time to use his skills to bring hope and dignity to the underprivileged.

Mark is married and has 2 daughters. When he finds spare time you can find him mountain bike riding.

  Richard Harvie

Richard Harvie


Richard is the Director of his own commercial and domestic plumbing company and has been in the field for over 30 years. He has completed formal qualifications in both Plumbing and Building and Construction to strengthen his experience.

Richard has a genuine heart passion in building friendships and relationships through his work and has always had a dream to just help people who are disadvantaged and impoverished.

In 2017 Richard travelled to Zimbabwe & South Africa to see first-hand how a water project in village of 3,000 has changed their lives and how women can be freed from generational poverty through micro loan opportunities. That trip touched him deeply.

Richard is married with 3 boys, he loves spending quality time with his family. He enjoys travelling, camping and fishing.

  Steve Dalton

Steve Dalton

Governance & Risk Management


Steve has over 20 years’ experience in corporate executive leadership roles, and is passionate about bringing this experience to help the most impoverished in the world. He has led a suite of teams in the areas of Finance, IT, Customer Service, Procurement, Legal, Property Management, Governance, Risk, Information Management, and Construction.

He has a Bachelor of Engineering (Civil), Graduate Diploma in Management and Masters in Business Administration. Steve also has experience as a member of several boards, and in providing an advisory role to boards. He is delighted to be a part of the team at Hopes and Dreams to aid in fulfilling its mission.



  Graham Rogers

Graham Rogers

Board Advisor

Graham has a passion for working with those who are less fortunate in this world. Growing up in a suburb where people lacked hope and direction provided a foundation for his desire to help people.

He’s served on various boards; for a large financial institution and multiple Christian not-for-profit organisations.

He’s held positions as a Director and in senior management within highly competitive, state of the art technological based organisations and developed new technologies and strategies that have changed the industry globally.

Graham has worked for World Vision and spent several years serving in Australia and internationally. He specialises in marketing consultancy and developing campaigns for not-for-profit organisations.

He has travelled extensively in the third world understanding and empathising with the plight of those less fortunate and is passionate about see their lives transformed in a lasting way.

Currently Graham is serving as the CEO of a community based not-for-profit organisation that operates a variety of programs for the needy.

Dan Saunders

Dan Saunders

Legal & Governance


Dan is a lawyer working at Sharrock Pitman Legal in the Charity/NFP Team. Dan has experience gained from working in some of Australia’s top charity law firms, founding his own charity, working in churches, volunteering on numerous charity boards and also by working at the Australian Charities and Not-for-Profits Commission (ACNC).

Dan advises NFPs, charities and philanthropists on all areas of establishment, constitutions, income tax exemption, and tax deductibility (DGR), together with providing guidance on best practice strategies for governance, compliance, fundraising and reporting. Dan also enjoys spending time with his 4 kids, watching the football, cooking and listening to jazz, or settling down with a nice book.  

  Dr. Christopher John Clements

Dr. Christopher John Clements

Int'l Public Health & Development Advisor

John is a medical practitioner (clinical Pediatrics and Obstetrics) whose career spans 45 years, 17 of them with World Health Organization (WHO) and has a heart for children in developing countries.

Some of his earlier roles include, Head of the Infectious Disease Control for the Department of Health in New Zealand, being part of the global leadership team of WHO’s program for infant and childhood immunization in Geneva, Associate Professor in the School of Population Health and Adjunct Professor at the Faculty of Medicine, Nursing and Health Sciences.

He consults to a number of UN and Australia-based international health agencies and is a Fellow of the Australasian Faculty of Public Health.

John has travelled to 4 continents, given over 200 presentations on public health issues at international professional conferences and meetings. He has also written extensively, has published 20 books or book chapters, more than 150 articles in the medical literature as well over 100 unpublished WHO documents, mostly on public health issues.

In 2014 he was appointed to the Geneva-based Independent Review Committee of the Global Alliance for Vaccines and Immunization.

 Joseph Kolapudi

Joseph Kolapudi

Communications & Media


Joseph is a nonprofit communications professional, and has extensive experience in various media capacities over the past 10 years. He serves as the PR and Content Manager for the Business as Mission (BAM) Global Congress for the Lausanne Movement for World Evangelisation. In addition, he also writes for Christianity Today Australia. Joseph was recently recognised as a Global Shaper with the World Economic Forum.



1. Hopes and Dreams Inc (ABN: 32 343 758 455) is a not-for-profit organisation registered under the Associations Incorporation Act 1981 in Victoria (Incorporation Registration No. A0051700F).

2. Hopes and Dreams Inc is registered charity on the Australian Charities and Not for Profits Commission register.

3. Hopes and Dreams Inc is endorsed as a Deductible Gift Recipient (DGR) under Subdivision 30-BA by the Australian Taxation Office.  It is covered by Item 1 of the table in section 30-15 of the Income Tax Assessment Act 1997.

4. It is also registered under the Fundraising Act 1998 to conduct fundraising activities in Victoria (Registration number 11934). 






We want to give a very special thank you to our Value-in-kind sponsors for helping us keep our 100% promise. Our work would not be possible without the help of these amazing people and organisations.

Platinum Sponsor

Gold Sponsor

“Very happy, H+D has a strong partner, high standard of integrity, good structure, committed to the cause, has good quality team, working in a needy part of the country”

Entrust Foundation

Silver Sponsor

Bronze Sponsor

Sponsorship Level


$5000 – $25,000
$25,001 – $50,000
$50,001 – $100,000

Where We Work

Where We Work Serving the poorest of the poor – Hopes and Dreams work with the underprivileged and vulnerable in rural and remote areas to improve their living conditions. We target communities and beneficiaries who live below the poverty line, that is, they have an...

11 Reasons Why We are Different to Other Charities

Here's 11 why Hopes and Dreams is different: We only go where there is extreme poverty, the cost of living is less than $2.00 per day We specialise by going into remote untouched rural areas We collaborate with grassroots partners and community groups We empower and...

How we help

Hopes and Dreams creates and delivers long-term self-sustainable solutions to directly reduce poverty. We achieve this is by working with our in-country partners, who are grassroots organisations; usually Non-Governmental Organisations (NGOs) who work amongst the...

Our Purpose

Why we exist Hopes and Dreams exists for the direct relief of poverty, to bring basic human needs, social justice, self-worth and a sense of purpose to families living in poverty. We believe Hopes and Dreams can assist in breaking the cycle of poverty for those who...

Become a Hopes & Dreams Strategic Partner

We always aim to partner organisations and groups with aligned synergies with our principles and objectives. We follow strict governance criteria in selecting our grassroots implementation partners and projects. We invite socially responsible organisations to invest...

Upcoming Projects

Self sustaining solutions We work with communities to develop long lasting practices in the areas of economic management and community health. Self-Sustainability for us means that the project does not require continual topping up of funds. As part of our model...

Why get involved with water?

A global Crisis With a world population of 7 billion, 1.1 billion people worldwide lack access to safe drinking water – about one in six worldwide 2.6 billion people in the world do not have access to adequate sanitation – almost one third of the world's population...

Water and Sanitation, Hygiene Education (WaSHE)

Hopes and Dreams works together with local in-country partners, usually Non-Governmental Organisations (NGOs), to bring desperate communities access to clean, safe water and improved health. The benefits of our programs are so much more than just bringing water to a...

Micro Enterprise Development

Micro Enterprise Development (also known as Economic Empowerment) is the provision of small, collateral free loans to the entrepreneurial poor for self-employment opportunities. It’s designed to assist or to give a kick-start to entrepreneurs who lack access to...

Our Success Stories – Saving Lives

We are involved in transforming lives by empowering people to break their cycles of poverty and by providing access to clean safe drinking Water and Sanitation, Hygiene Education (WaSHE). Everyone has to eat (generating an income can enable one to buy food). Everyone...